Interest Free Credit & Finance

We are able to offer a number of payment methods including finance and interest free credit through our finance partner Secure Trust Bank PLC T/A V12 Retail Finance which will enable you to spread the cost of your purchase. Please note will are only able to arrange delivery of your order after the approval from V12 Retail finance and delivery can only be made to the address on the finance application.

R.E.Dawson,Limited trading as gardenfurnitureworld.co.uk is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 671334. R.E.Dawson,Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

Is 18 or older

Is in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working student in part time work or in receipt of a disability benefit

Has been a resident in the UK for at least 3 years

Has a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable

Has a Bank or Building Society current account available - this is required to complete the direct debit instruction

Has an email address to receive the important information throughout the application process, including their signed credit agreement

1. Add the required items to your shopping basket
2. Enter your name and address, please note delivery can only be made to the address on the finance application.
3. Select the finance checkout option at the bottom of the page.
4. Complete the finance application with V12 and pay them the deposit. A decision will be made and checkout completed.
5. Upon succesful completion your order will be processed and despatched in the normal way whilst you continue to make the monthly payments.